FIsion Blog

A watching eye on financial services regulation

FinTech: Italy consults on regulatory Sandbox

The Italian Ministry of Economy and Finance has launched a consultation on a Draft Decree on the criteria to test FinTech initiatives in a sandbox environment and to establish a FinTech...

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It's good to talk: new FCA guidance aims to give firms comfort on execution-only mortgage sales

The FCA has finalised changes to both MCOB and PERG in the hope that these will give firms comfort on what interactions will be seen as "advice" in the context of mortgage sales....

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Spain implements Royal Decree on legal regime for payment services and institutions

Royal Decree 736/2019 of 20 December 2019 on the Spanish legal regime for payment services and payment institutions came into force on 25 December 2019. This new Royal Decree supplements...

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Open Finance: the FCA consults on its path to transform the financial services market

Following fast on the heels of Open Banking and PSD2, the UK Financial Conduct Authority (FCA) recently published a call for input to explore opportunities and risks arising from open...

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Cash savings: FCA proposes Single Easy Access Rate to tackle price discrimination

The FCA is proposing to reform the easy access cash savings market by requiring firms to set a single interest rate known as "Single Easy Access Rate" or "SEAR" for easy access savings...

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